A claims officer of the National Insurance Institute will decide whether the insured woman is “disabled An insured, excluding a housewife, who as a result of impairment, fulfills both the following conditions:
a) He is unable to support himself from work or occupation, and his capacity to support himself as above has been reduced as a result of his impairment (all at once or gradually) by 50% or more. b) He has no actual income form work or occupation, or his such income is not over the following:
1. regarding persons entitled to disability pension for a lengthy period or having a serious impairment – 60% of the average wage; 2. regarding persons not entitled to disability pension for a lengthy period and not having a serious impairment – 45% of the average wage. ” or a “^60^”, and will determine her degree of incapacity after consulting with an accredited doctor and with a rehabilitation officer of the NII. The possible degrees of incapacity are: 60%, 65%, 74% and 100%.
In determining the degree of incapacity to function as a disabled housewife, the extent to which the housewife’s impairments affect her ability to perform household functions is taken into account when the housewife’s functional ability is examined at a Functional Ability Institute.
Determining a degree of incapacity for a limited period
When the medical or functional condition of the disabled housewife is not stable, the claims officer is authorized to determine a degree of incapacity for a limited period, for a maximum of two years. At the end of that period the degree of incapacity will be re-examined.
Incapacity of less than 50% does not entitle a person to a disability pension.